Fixed Rate Mortgages

FHA & RD Programs

Adjustable Rate Mortgages

Construction Loans
Lot Loans

Lot Loans. We offer short term lot loans for people planning to build in the near future as well as longer term financing for those planning to build at a later date.

Construction Loans. These loans are specialized, short term financing when you’re planning to build a home.  We offer simultaneous approval of both your construction and permanent financing.

First Time Homebuyer’s Programs.  These programs are specifically targeted for first-time homebuyers who have different needs than those who have been through the mortgage process before.  We offer a variety of loan programs and we’ll walk you through each step.

At First Piedmont you’ll enjoy personal service from application to closing.  Our team of professional Loan Officers is dedicated to making your dream of home ownership come true.  Minimum income, liquidity, net worth and credit score requirements may apply.

With so many loan options from which to choose, how do you know which one is right for you?  A loan officer can help you choose from the many financing options available.

First Piedmont has a diversified selection of mortgage loan programs for both first time homebuyers and seasoned home owners.   Our goal is to assist you with the home financing that is right for you.  For more in depth information or questions please contact your local loan officer.